Tory Budget Disaster

1_pound_coinWell, two days after the budget and the wheels have already fallen off George Osbourne’s ‘one nation’ proposals. Analysts from both the IFS and the Resolution Foundation have shown where the crunch is really going to hit. £12bn off welfare, taken mainly from tax credits that would normally be paid to those in low-paid jobs, as opposed to £4bn being given to low-paid workers by raising the minimum wage to £9 an hour by 2020. That just leaves a little matter of £8bn being taken from the poorest people in low-paid jobs.

I wonder who is going to be paying for the cuts in inheritance tax for millionaires?

For five years of the Coalition Government we managed to keep right wingers at bay and produced balanced budgets that actually closed the income gap between rich and poor. Now the Tories are off the leash and we can see where they are going. Not that they gave any details of where the cuts would fall before the election. It was just something that they put together in the two months since the May election.

Oh, and spare a thought for the millions of public sector workers consigned to 1% pay ‘rises’ for the next four years having been on 0-1% for the previous 5 years already.

House Building

It was good to see that there was a marked increase in new homes completed in the first quarter of 2015, up around 25% over the same quarter last year but still the overall figure for the last year is just 125,000 houses when we really need more than double that number even to keep pace with growing demand, never mind reducing the backlog.

The really bad news is that only 20% of new homes in the last quarter were housing association builds and only 270 new council houses were built in that period.

These figures are dire and are condemning millions of people to live in unaffordable private rented accommodation for many years to come and it is the government that picks up much of the costs in meeting claims for Housing Benefit.

We desperately need more affordable housing all across London anmd the South of England. Councils need to be able to borow more money to build homes that people can afford to rent.

Yet another smash in Mayfair

Mayfair smash 4 Aug 2014 cropped

I am losing count of the number of smashes in Mayfair since the council stopped residents parking on their own driveways. Today’s smash (see above) is the fourth or fifth involving cars running in to parked vehicles or drivers causing accidents whilst reversing out of their driveways between parked cars.

I am not sure how long it takes for this Labour council to recognise that stopping residents of Mayfair from parking on their own driveways is not just nonsensical, it is also downright dangerous.

Tilehurst residents overwhelmingly support the experimental ban on verge and pavement parking but the council’s pigheadedness over Mayfair is causing huge concern over the whole scheme.

Fair deal for pensioners

I’ve always believed that how a society treats its elderly people is a measure of how fair a society is.

In our 2010 manifesto we had a policy called the ‘triple lock guarantee’ which re-established the link between pensions and earnings; a link that had remained broken under successive governments since Margaret Thatcher’s Government of 1980. We demanded it was part of the Coalition Agreement and have delivered it in Government.

This means that pensioners in Reading are guaranteed an annual rise by whichever is the higher of earnings growth, prices growth or 2.5%. The state pension is £440 higher per year in 2014-15 than if it had increased in line with earnings from the start of this Parliament, benefiting the 18,000 pensioners in Reading all thanks to the Liberal Democrat triple lock.

Liberal Democrats are committed to building a fairer society and protecting our elderly population not just in this parliament, but for every parliament in the future. That’s why we have pledged to write this ‘triple lock’ into law, guaranteeing that pensioners get this protection in the years ahead, going further than any of the other parties.

This is the latest in a long line of Liberal Democrat policies delivered in Government that help build and safeguard a fairer society. This will offer dignity and stability to current pensioners, as well as those coming up to retirement. They will be able to better plan their futures knowing that they’ll no longer be faced with the insecurity of unpredictable pension rises.

How we define poverty

Whilst reading today’s Independent I was struck by the definition of poverty used by government statisticians. According to the article by Jonathan Owen the poverty line for a family of four is £357 a week after housing costs which translates to £18,564 a year. That got me thinking as I, like most people I suspect, assumed that poverty meant hungry children in rags and begging on the streets. OK so we are talking about relative poverty in the UK but just the use of the term poverty seems really over the top for a person earning £18,564 a year and has his housing costs paid for. Is this really a definition of poverty? Well the government measure used to define poverty is those living in a household with an income of less than 60% of the national average which currently means £357 a week for a family of four and excludes housing costs. It cannot be all sweetness and light for a family of four living on this level of income but it also does not seem like real poverty.

What strikes me about this definition of poverty is that it is totally distorted by the huge gap that opened up between rich and poor in this country since the days of Mrs Thatcher and the acceptance of ‘greed is good’ by successive Tory and Labour governments. The average income figure is skewed by the presence of a relatively few astronomically wealthy individuals. That gap has actually been narrowed a bit by the Coalition since 2010 with measures such as raising the personal income tax allowance, the pupil premium and now the expansion of free school meals but there is still a huge difference between rich and poor in our country.

The government needs a different measure of poverty in this country, one that can provide a useful measure of those in dire straits without reference to the filthy rich. That will help future governments target their efforts at those in really desperate need.

Why you should support the Lib Dems in Reading

Ricky face shot 6
We are proud of this government’s record in closing the gap between rich and poor in our society. It was the Lib Dems that proposed both the Pupil Premium and the sharp rises in income tax allowances that now give 25 million workwers an extra £700 in their pay packets. 1.5 million new apprenticeships are playing a key role in giving our youngsters the best starts in their chosen careers, a Green Investment Bank is now providing funds to develop our green businesses. And all this has been achieved whilst turning round our economy which the last Labour government left in a shambles.

We are also proud of this nation’s welcoming attitude to those from other parts of the world who want to contribute to our growing economy. Immigration plays a vital part in our country’s life, providing both simple labour and some of the best entrepreneurs. We want to see a Greater Britain, not a little England that disengages from the rest of the world. We want to work with our counterparts in Europe not set up barriers with our largest trading partners.

Reading has a booming economy and a fantastic kaleidoscope of a population from all four corners of the world. Our ambition is to make sure that all residents share in the rewards and that the less well off are also cared for.

Locally I am leading the campaign for 20 mph limits on all residential streets across Reading. I also want to see a much bigger emphasis on building affordable homes on any new developments in Reading.

Specifically in Tilehurst I am working with local people to oppose the ban on residents of Mayfair from parking on their own driveways, on opposing the landowners plans to sell off the allotments on Chapel Hill, supporting the road safety improvements in School Road and pushing for a much wider 20 mph zone as far as possible across Tilehurst. I also want to see much more use being made of mobile speed guns by the local police team given that one of their priorities is speeding cars.

Lessons from the Euro Debates

Like many people I have sat through both Euro debates and my gut feeling is that they did more to cement pre-existing views than sway anybody to vote one way or another.

What was hugely disappointing was the non-appearance of the other two major party leaders. If this is the leadership of David Cameron and Ed Milliband, then it is difficult to be positive about the future of Britain. They say they are both convinced Europeans but neither had the guts to defend their positions in a public debate. Neither was prepared to face down the populist groundswell behind UKIP that blames all our country’s ills on immigration and Europe.

The conclusion is simple. If you believe in Great Britain rather than Little England, if you want a strong Britain within Europe rather than a Billy-no-mates Britain with no jobs and no influence, if you want to see a future vision of Britain taking its rightful place in Europe rather than hoping to return Britain to the isolation of the fifties and sixties, then you need to vote for the Lib Dems, the party of IN, on May 22nd.

New plans for School Road

School Road at The Triangle

Traffic managers at the council have come up with new plans to improve road safety along School Road in Tilehurst, in part due to a number of incidents involving pedestrians in recent years. The plans call for:

1. A number of traffic islands along School Road to make it safer for pedestrians to cross.
2. Removal of the bus lay-by in The Triangle.
3. Creation of a new bus lay-by in Corwen Road.
4. A new 20 mph limit along School Road, Walnut Way and the closes off them.
5. A safety barrier (guard railing) in front of the library.

The lay-by in The Triangle is used by the 33 buses as a timing point so buses may be parked there for several minutes. Moving the lay-by to Corwen Road will allow pedestrians to cross using a new island in front of Barclays Bank without the buses holding up traffic. The 17 will continue to use the bus stop which will move slightly closer to the traffic lights, but on the road and it does not use this stop as a timing point. The lay-by outside the Plough will not be changed.

Pedestrians can use the new islands to cross over School Road and also to avoid the tricky crossing of Westwood Road where mums, schoolchildren and elderly folk currently have to walk in between cars.

All in all the plans are welcome although we would have preferred a much wider 20 mph zone incorporating a lot more of Tilehurst’s residential roads.

You can see the plans here on the main Reading Lib Dems website.

Feel free to send any comments in to the ouncil, in fact the more comments you send in the better. And do not forget to mention the need for a safety barrier outside the library to stop very young children from running out into the street.

Road closure in Tilehurst over half-term week

There will be a major road closure in Tilehurst next week. The council will be closing the roads at the junction of Corwen Road and Walnut Way to work on drainage issues and to improve the footway crossings. The junction will be closed entirely to undertake the works.

Residents and businesses will need to access The Triangle, Walnut Way, Tyle Road, and Tree Close from St Michaels Road and the ‘No Entry’ restriction on the junction of Walnut Way and St. Michael’s Road will be suspended to allow this.

The road closure will be for five days from 28th October between 09.30 – 16.00 (School Half-Term). Letters are being sent out to affected residents.

Reading Buses have been notified, and will be diverting their affected services.

Bank overdrafts and payday loans

Full marks to The Independent today for making the point that high street banks often charge as much for short term loans as the payday lenders we have got so worked up about recently.

The article is at http://www.independent.co.uk/news/business/news/crack-down-on-overdraft-charges-campaigners-urge-887780

Taking out an unauthorised overdraft for a few weeks can cost as much borrowing the same amount from Wonga or other payday loan companies.

There is, of course. a sane alternative to both high street banks and payday loan companies, it is the Credit Unions. At least with a Credit Union you know you will be charged a fair amount for your loan and that any profit made from loans will go into the business of making more affordable loans to people in financial difficulties. I am a member of Community Savings and Loans, the Berkshire Credit Union, as are many other councillors who also realise that we have a huge task in weaning people off the loan sharks and on to much more equitable loan deals and we need to support our local Credit Unions as much as possible.